According to FEMA, flooding is the #1 natural disaster in the United States and while sometimes it may not seem like much, just a few inches of water can cause incredible damage; resulting in thousands of dollars in repair and restoration costs.
Flood insurance is not covered on your homeowner’s policy and while carrying additional coverage may not be first on your list, flood insurance is just as necessary as a homeowner’s policy. Having flood coverage offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, etc.
Different types of Florida flood insurance policies are available based on your property’s location and flood history.
Island Insurance Specialists is here to provide you with all the information you need so that you can choose the best possible coverage for your needs.